Are You Ready for the Next Step in Life?

If our teen years are filled with raucous parties, a lot of mistakes, and even more good memories, then our twenties are filled with the realisation that it’s time to grow up, the ever-ominous shadow of student debt, and a fear that you are not prepared for the real world.

But, that’s a load of hogwash. Depending on where you are in your twenties or even your thirties, you may have already noticed that the majority of people are just taking in one day at a time and hoping for the best. The truth is that, yes, you are ready to take the next step in life, but what step might that be?


It’s time you and your childhood / school / university sweetheart decided to just do it. The effort of going back and forth to each other’s apartments (or worse, parent’s houses) can be laborious. And so, searching for a place of your own should be the solution.

Finding a place to stay, or just moving into a property already rented by one of you will save money on bills, and let you spend more time together, which is what everybody wants. If money is an issue, applying for settlement advance loans can get you out of a tight spot in a hurry, and some services will even work with you towards identifying what to do next. So you won’t feel left in a lurch.



You’ve been allowed to spend and splurge for a good while now, but as you begin approaching ‘proper adult’ age (~30 years old) you are going to want to be taking better care of your money. This can be boring and quite terrifying once you realise how much money you spend on Kinder Eggs every week.

But, assistance is at hand. Budgeting apps, such as Toshl, can help you manage your money and become a lean, mean budgeting machine. You can track where the money goes, what you are wasting money on, and advises how to better manage your paychecks.



Before making any huge steps in life, look at where you are right now. Are you happy? No, are you really happy? What you think is happiness might just be comfort. One of the biggest steps you can make it none at all, and instead think towards the future.

By evaluating where you are right now and looking for where you want to be in five, ten, or fifteen years time, it will give you a goal to strive for and set you along a path for success. One of the scariest of getting older is not knowing what the future will hold, having an idea of what you want your future to look like will make it seem much less scary.

You might think that you will never be ready to take the next big step in your life. However, if you believe this for the rest of your life, then you will never go anywhere. The best time to take this step is whenever you feel like it, so stop worrying about the future, and let the future worry about you.

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